Facilities Home / Facilities

  • Mobile app
  • ATM
  • Locker
  • Western Union Money Transfer
  • Social commitments

Mobile app

The Calicut Town Service Co-operative Bank Ltd. is always at the forefront of implementing new technologies in banking for the maximum benefit of customers. In the current scenario when there are restrictions in using currency transactions, to encourage cash-less transactions, the bank has introduced mobile banking.

The mobile banking can be done with our mobile app which enables our customers to keep track of their account. You can download the new mobile banking app from Google Play store. New features include making payments and transferring money to make it even easier to manage your money when you're on the go easily and securely. Mobile Banking services will give you the freedom to bank anywhere, anytime!!!

You can manage your finances from your Android phone & your everyday banking made easy and accessible! With this app you can:

  • Transfer funds up to Rs. 50, 000 through NEFT / IMPS
  • No limits on transfer between Town Bank Accounts
  • Mobile phone Pre-paid,Post paid,DTH,KSEB,BSNL Bill Payment facility
  • SB,CA Pass book, Account Statement can be availed on mobile phone
  • Customers can purchase items with the help of this App.
  • Small businesses, traders can sell through this app

Merchant Payment System

Using QR Code Sticker given to customers you can make purchase payments to the account of the person who sells with QR Code scan.


The Calicut Town Service Co-operative Bank offers you the convenience of ATM Banking - securely and without any hassle. There is no need to carry cash around if you have your ATM card with you. The Bank has full-fledged ATM recycler machines that support withdrawal to the customer’s account. You can bank 24 hours a day – 365 days a year with our ATM card.


  • Withdraw cash 24 hours a day 7 days a week.
  • Check your account balance.
  • Mini statement available
  • To ensure safety, our ATM allows you to change your PIN whenever needed.


We provide Safe deposit Lockers to the customers for safeguarding their valuables. The Lockers are provided in various sizes depending upon the customer’s requirement

A nominal annual rent is charged, which depends on the size of the locker and the centre at which the branch is located. The rent is payable in advance for the financial year. The locker hirer is provided with a copy of the locker agreement regarding operation of the locker at the time of allotment of the locker. It is always beneficial to avail the benefits of nomination facility/ survivorship clause provided to locker-hirers.

Western Union Money Transfer

The Calicut Town Service Cooperative Bank has strategic tie-ups with Xpress Money/ Western Union money transfer services for transferring money from abroad. These services enable people to get in touch with their loved ones, all over the world, through fast, secure and affordable money transfers.

We offer quick & immediate encashment of money from abroad at any of our branches. The receiver has to fill up the Form available in the bank along with an original Valid Photo ID proof for verification by the bank official. After verification, the transaction will be processed and the amount will be disbursed to the receiver within few minutes.


National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS) allow individuals, companies and firms to transfer funds from one bank to another. You can check the RBI website for a list of NEFT and RTGS-enabled branches of your bank.

These facilities can only be used for transferring money within the country. To opt for these, you need to fill a form providing your or the beneficiary’s details — name, bank branch where the account is held, the Indian Financial System Code, a unique code for identifying the branch, and the account number and type. You have to submit a cheque while opting for this facility. You can also transfer funds through net banking. These are third-party transfers and the option is available under the same header on your net banking home page.

Social commitments

As part of the Social commitment Calicut Town Service Cooperative Bank has the following ventures:

  • A Neethi Medical Store is operating in KPKM Road, Puthiyapalam for providing Allopathy medicines at 14 – 60% discount rates.
  • The Bank has taken the initiative to build a children’s park, Toilets etc for Kozhikode Achuthan Girls LP School. Electrification of Kozhikode Model School was also done by the Bank.
  • Farmer’s clubs were formed for producing pesticide free organic vegetables and fruits. Seeds, Vegetable saplings, organic manure were distributed. Sale of organic vegetables also conducted.
  • Festival sales were held to give relief in the rising costs of commodities and vegetables.
  • Sambharam distribution done at Beach Hospital, Francis Road etc. to quench thirst and combat the rising temperatures
  • Relief funds given to people evacuated from storm hit areas to the disaster relief camp at Parappil LP School
  • Food for one day food is sponsored by the Calicut Town Bank to the inmates of Santhi Bhavan, the Mental Rehabilitation Centre at Kundaithodu.
  • Medical aid given to the families of terminally ill patients coming within the operations circle of the Calicut Town Bank

Neethi Medical Store

The modern lifestyle food habits, lack of exercise etc. is giving rise to a plethora of diseases attacking mankind. Good medicines are needed to control, cure and at times prevent these diseases. But given the rising costs of medicines ordinary people can never afford them.

The Calicut Town Service Co-operative Bank has started a Neethi Medical Store in Jawahar Building, KPKM Road,Puthiyapalam, Calicut with an aim to bringing medicines at subsidized rates to people from all walks of life. Since 5 years medicines are being sold through this outlet at great discounts. This venture is part of our social commitment towards the society and we value the trust of our customers.


  • English Medicines sold at discounts of 14 - 60%.
  • Medicines are stored in air conditioned room at specified temperatures and hence the customers can get medicines without losing the quality.
  • Customers within 2 km radius of the Neethi store can order medicines by email,whatsapp and home delivery is provided without extra cost on request.
  • All medicines according to doctor prescriptions without substitution are made available to our customers.
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